President Donald Trump has announced plans to impose a one year cap on US credit card interest rates at 10%, effective January 20, 2026.
Credit Card annual fee
The “best” travel credit card depends less on rankings and more on fit. Annual fees only make sense if you’ll use the benefits.
American Express changed its approach in the UK by adding income thresholds to its credit cards, marking a major shift from its earlier, more flexible system.
Among all credit card issuers, American Express continues to dominate, ranking first in customer satisfaction with 643 points. Bank of America comes in second with a 622 score, followed closely by Capital One at 621 points.